The small embedded computer chip will change credit cards for ever, as it will make the transactions more secure. But Thursday's deadline for merchants to support the new EMV technology an easy one, but customers are unlikely to notice any major changes or encounter difficulties while shopping.

According to experts, the new credit cards will increase the security of the transactions. Customers need to just insert the end of the card with the chip into a card reader and just have to wait for few second. The transaction will be completed with a signature or a four-digit PIN. This procedure has been dubbed the 'dip'.

As per record almost six in 10 people do not have chip-enabled credit cards. According to some experts this could be the biggest source of first-day headaches, as shoppers and cashiers get used to the new process.

Avivah Litan, vice president and analyst at Gartner Research said some people are even experiencing a 20 second wait times with these chips. "We're a more rushed society than anyone else. So me, I'm going to be a little mad when I have to wait longer at checkout. You have to wait until the very end to get your car".

Litan also said that retailers who have met the deadline will likely add cashiers to compensate for possible delays, and some may even create cash-only lines. But as several merchant and banks didn't upgraded there will be a mix of swiping and dipping.

Shifting completely to these new chip embedded cordite cards will take some more time for customers to figure out whether they have to swipe the old way or insert the new way, depending on the machine and depending on their card, which could cause further delays.