Officials have said that Bank failures in Carson City, Nev., and Tacoma, Wash., brought to 22 the number of U. S. banks to be closed so far this year.

The Wall Street Pit Blog reported on Saturday that on Friday, the Federal Deposit Insurance Corp. closed Carson River Community Bank and Rainier Pacific Bank because of bad loans.

The FDIC said that Carson River's $50 million in deposits were assumed by Reno-based Heritage Bank of Nevada, which also agreed to purchase about $38 million of the failed bank's $51.1 million in assets. The failure would cost the FDIC's deposit insurance fund about $7.9 million.

The FDIC further added that Rainier Pacific's $446.2 million in deposits were assumed by Umpqua Bank of Roseburg, Ore., which also agreed to purchase $670.1 million of Rainier Pacific's $717.8 million in assets. The failure would cost the insurance deposit fund about $95.2 million. (With input form agencies)